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Did you spend this January day shoveling snow or trying to stay warm? Make a move to Florida and spend next January canoeing.
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Jan 10, 2009
Builders must offer the same incentive to everyone
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In the past builders could offer an incentive to a buyer if the buyer agreed to use the builder's mortgage company. As of January 16th, 2009 builders who have a partial of full ownership interest with a lender are not allowed to offer an exclusive incentive that requires buyers to use their lender.
Builders must now offer the same incentives (closing costs - upgrades, etc.) to all buyers regardless of who the buyer uses as their mortgage lender. This new rule is a result of HUD's final RESPA ruling.
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In the past builders could offer an incentive to a buyer if the buyer agreed to use the builder's mortgage company. As of January 16th, 2009 builders who have a partial of full ownership interest with a lender are not allowed to offer an exclusive incentive that requires buyers to use their lender.
Builders must now offer the same incentives (closing costs - upgrades, etc.) to all buyers regardless of who the buyer uses as their mortgage lender. This new rule is a result of HUD's final RESPA ruling.
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Jan 9, 2009
Is the money lost because of a foreclosure tax deductible?
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Is the money lost because of a foreclosure tax deductible?
Here is the answer as found on the IRS Website:
This information is not to be used as professional tax or legal advice, please consult with a tax professional for answers to your specific situation.
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There comes a point when you have to foreclose.
Is the money lost because of a foreclosure tax deductible?
Here is the answer as found on the IRS Website:
Question: I lost money on the foreclosure of my home. Can I
claim a loss on my tax return?
Answer: No. Losses from the sale or foreclosure of personal
property are not deductible.
This information is not to be used as professional tax or legal advice, please consult with a tax professional for answers to your specific situation.
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Jan 7, 2009
Should banks receiving bailout pay it forward?
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An investor in the Orlando area facing foreclosure on his investment properties is asking his lender to pay it forward.
In an article written by the Orlando Sentinel, the investors claim is that his lender received bailout funds from the government to help the struggling bank but now the bank is refusing to help him or willing to renegotiate the loans. Then investor believes he too deserves a break.
Read the full article
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Orlando investment property
Lender says no to deed in lieu
An investor in the Orlando area facing foreclosure on his investment properties is asking his lender to pay it forward.
In an article written by the Orlando Sentinel, the investors claim is that his lender received bailout funds from the government to help the struggling bank but now the bank is refusing to help him or willing to renegotiate the loans. Then investor believes he too deserves a break.
Read the full article
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Are you buying a home that needs repair?
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If you are thinking about buying a home that needs repair an option for you may be FHA’s 203(K) rehabilitation loan.
Small scale or major repair and renovations can be included in the 203K financing.
Contact me to speak with a Watson Mortgage Representative about this program.
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Should you buy a home in "as is" condition?
If you are thinking about buying a home that needs repair an option for you may be FHA’s 203(K) rehabilitation loan.
Small scale or major repair and renovations can be included in the 203K financing.
Contact me to speak with a Watson Mortgage Representative about this program.
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Jan 5, 2009
Free home search
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There are nearly 80,000 homes for sale in Central Florida. 80,000 opportunities to find the right home or condo.
To help you reach your goals, I am providing an opportunity for you to search for a home absolutely free with no registration required. Just click the search for homes link above.
Contact me when you find a home you would like to visit.
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There are nearly 80,000 homes for sale in Central Florida. 80,000 opportunities to find the right home or condo.
To help you reach your goals, I am providing an opportunity for you to search for a home absolutely free with no registration required. Just click the search for homes link above.
Contact me when you find a home you would like to visit.
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Jan 3, 2009
Investing in foreclosures
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I am finding that an increasing number of individuals and companies are interested in investing in foreclosures in Florida, especially in the Osceola, Polk and Orange County areas. Investing in foreclosures now seems to be the right time as banks are looking to move their real estate.
Investing in foreclosures can be a plus now as:
I am finding that an increasing number of individuals and companies are interested in investing in foreclosures in Florida, especially in the Osceola, Polk and Orange County areas. Investing in foreclosures now seems to be the right time as banks are looking to move their real estate.
Investing in foreclosures can be a plus now as:
- Real estate is being sold at low prices not seen in years.
- Excessive inventory allows for many choices.
If you are interested in investing in foreclosures in Florida, contact me.
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Jan 2, 2009
Remodeled kitchen
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Before remodeling your kitchen you may want to check out available homes in your Florida real estate market listed as having a remodeled kitchen.
Remodeled kitchens included for sale right now have had custom cabinets installed, new counter tops, upgraded appliance packages and new flooring.
Taking into consideration the low low real estate asking prices right now in Florida, buying a home with a remodeled kitchen might be your best move!
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Before remodeling your kitchen you may want to check out available homes in your Florida real estate market listed as having a remodeled kitchen.
Remodeled kitchens included for sale right now have had custom cabinets installed, new counter tops, upgraded appliance packages and new flooring.
Taking into consideration the low low real estate asking prices right now in Florida, buying a home with a remodeled kitchen might be your best move!
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Foreclosure homes Florida
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Foreclosure homes in Florida are quickly becoming the most sought after property by Florida buyers. Foreclosure homes, short sales, pre-foreclosures and bank owned homes make up over 57% of the pending business reported in the MLS as of January 1, 2009. With nearly 15,000 foreclosure homes in Florida actively listed for sale, this trend should continue well into 2009.
Contact me for a free list of foreclosure homes in Florida or to make arrangements to purchase one or several of these homes.
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Foreclosures by zip code
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I know I can buy a list of foreclosures on the internet, is there a way to search the MLS for foreclosures?
Foreclosure homes in Florida are quickly becoming the most sought after property by Florida buyers. Foreclosure homes, short sales, pre-foreclosures and bank owned homes make up over 57% of the pending business reported in the MLS as of January 1, 2009. With nearly 15,000 foreclosure homes in Florida actively listed for sale, this trend should continue well into 2009.
Contact me for a free list of foreclosure homes in Florida or to make arrangements to purchase one or several of these homes.
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Foreclosures by zip code
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I know I can buy a list of foreclosures on the internet, is there a way to search the MLS for foreclosures?
Jan 1, 2009
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